![]() ![]() I don’t have hard data on how these categories affect your odds but obviously choosing something like unemployed, where you may not have an income stream, could raise some red flags to a bank that is trying to lend you credit. Other: None of the above apply, or you’re unemployed but do have regular access to income from somebody else.Student: You’re enrolled in classes full time (even if you have a full-time job).Retired: You no longer work full-time or part-time, but currently have a source of income or are living off of savings or other retirement benefits.Unemployed: You aren’t currently employed full-time or part-time and don’t own a business, even if you’re collecting unemployment benefits or public assistance. ![]()
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